Business applications for finance, retail and lending

Software for finance, retail and lending operations designed for disciplined growth.

PROQAL enables businesses to replace fragmented workflows with a more structured operating environment. Adopt a single product or extend across the wider platform to improve financial control, branch execution, portfolio oversight and management visibility.

Quoting, invoicing and financial control Offline-ready POS for branches and tills Borrower administration and portfolio reporting
Explore solutions Plan implementation Review pricing
Cloud, desktop and offline-ready tools
Role-based controls and tenant separation
Structured onboarding and implementation support
Gain earlier visibility into financial and operational performance

Management teams should be able to identify receivables exposure, branch activity, approval queues and cash movement before month-end reporting.

Open receivables
P 248,902
Collections queue active
Cash today
P 84,310
4 deposits already matched
Why organisations choose PROQAL

Many growing operations still rely on fragmented, low-visibility processes.

The same structural issues appear repeatedly: information is duplicated across systems, staff perform unnecessary re-entry, and leadership teams receive reliable visibility too late to intervene confidently.

Finance controls

Core financial processes become difficult to govern

Quotes, invoices, purchases and reconciliations are often recreated across email, spreadsheets and disconnected applications, increasing delay and reducing accuracy.

PROQAL returns those workflows to a more controlled finance environment.
Branch operations

Operational execution outpaces operational visibility

Retail counters and branch teams continue trading, while stock movement, till activity and end-of-day visibility often remain behind the underlying commercial activity.

PROQAL POS supports faster selling without compromising operational discipline.
Growth governance

Scale increases complexity faster than legacy processes can absorb it

As customer volumes rise, manual approvals, collections, reporting and user administration become harder to control through informal operating methods.

PROQAL introduces more structured controls, visibility and role-aware workflows as the organisation expands.
Selected businesses across SADC
Proem Engineering
Taid Services
Montech Calibration
Gabane Traders
Karoo Logistics
Solutions by operating model

Select the product path that aligns with how value moves through the organisation.

The right starting point depends on where operational responsibility sits today. Begin with the most immediate business requirement, then extend into the wider platform as governance and reporting needs evolve.

Service and trading

For organisations that require stronger finance control

Use Proqal Finance to manage quotes, invoicing, purchases, stock, banking, VAT and reporting within a more disciplined financial workflow.

Explore Finance → Retail and branches

For tills, branches and high-volume selling environments

Use PROQAL POS when the frontline requires efficient selling, dependable hardware support and stronger cashier and stock control.

Explore POS → Lending operations

For lenders that require portfolio and collections oversight

Use PROQAL Loans for borrower onboarding, credit decisions, repayment administration, collections workflow and investor reporting.

Explore Loans → Growing groups

For groups that require a connected operating platform

Combine products across teams and branches so leadership gains clearer visibility into cash, sales, debtors and operating performance.

See the platform overview →
Platform overview

Adopt one product now. Extend into a broader operating platform over time.

PROQAL is not positioned as a loose collection of unrelated applications. It is a business platform intended to bring finance, sales, branch activity and lending control closer to a more coherent operating model.

  • Quotes, invoices, purchases and reporting remain closer to the operational activity that produces them.
  • Branches and tills can continue trading efficiently without requiring head office to give up control or visibility.
  • Lending teams retain the borrower, collections and portfolio discipline required as loan books expand.

What leadership teams usually need to improve

Most organisations are not purchasing software because they want additional interfaces. They are trying to reduce duplication, strengthen control and gain earlier visibility into operational and financial performance.

  • Reduced duplicationStaff should not have to capture the same transaction repeatedly across multiple tools.
  • Earlier visibilityManagement requires earlier signals on cash, receivables, stock exposure and branch performance.
  • Structured implementationMigration, setup and training matter as much as features when teams are changing systems.
3
Core product lines working together
30
Days of full-feature trial before commitment
Web + desktop
Use the delivery model each team requires
Rollout support
Migration, training and onboarding available
Principal product lines

Start with the business requirement that is most immediate today.

Each product is effective on its own. The wider PROQAL platform becomes more valuable as organisations require tighter handoffs, stronger reporting and more formal operational control.

Proqal Finance

For finance teams that require quotes, invoicing, purchases, inventory, banking, VAT and management reporting within one controlled workspace.

  • Quotes, invoices, purchases and ledger
  • Banking, VAT and management reports
Explore Finance →

PROQAL Loans

For lenders and microfinance teams that require borrower visibility, repayment discipline, collections workflow and portfolio analytics.

  • Borrowers, repayments and collections
  • Portfolio control and investor reporting
Explore Loans →

PROQAL POS

For tills, branches and fast-moving counters that require offline-ready selling, hardware support and stronger end-of-day control.

  • Retail sales, receipts and cashier flow
  • Offline use with stock and books sync
Explore POS →
Implementation path

Move from evaluation to implementation through a structured process.

A serious business rollout requires more than a signup button. PROQAL is positioned to support evaluation, setup and launch in a more deliberate manner.

1

Select the appropriate product path

Begin with the operational requirement that needs to be addressed first, then confirm the plan, features and deployment approach that fit the organisation.

2

Prepare implementation appropriately

Use onboarding, data migration, configuration guidance and training support when moving from legacy systems or manual tools.

3

Launch with stronger control

Go live on cloud, desktop or offline-ready POS with clearer workflows, stronger role governance and earlier visibility from the outset.

Ready to evaluate the right PROQAL product formally?

Explore the product line, review pricing and move into implementation planning through a more structured commercial process.

Explore products Plan your rollout